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Outsource Collections

Debt collectors have a difficult task. Debtors who have defaulted are almost certainly under cash flow pressure beyond what they owe you, but that doesn’t mean you aren’t entitled to payment for what you delivered. And people go to great lengths to avoid the process altogether. As debt from credit cards, medical expenses, or other expenditures builds up, it is becoming increasingly difficult to secure payment. Successful debt recovery requires walking a fine line between empathy and persistence.

Running an internal collections team can be a challenge, as the stressful nature of the work often leads to employee burnout and retention issues. Outsourcing accounts receivable collections puts the work in the hands of agents who do it every day and don’t burn out on it. Whether you need early or late-stage recovery, most clients find 30–50% of savings against the cost of running it internally, sometimes over 60%.

A collections agent on a call at a workstation.

Commonly Outsourced Collections Tasks

  • Connect with customers who have defaulted and attempt to collect payment
  • Use predictive dialer technology to reach customers efficiently
  • Provide dispute management services
  • Field inbound calls and handle credit reporting
  • Use data validation and customer tracking tools to ensure contact information is up to date
  • Adhere to the Fair Debt Collection Practices Act and applicable state collection laws
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Our Outsource Collections Partners

We score 300+ vetted BPO partners on 100+ performance data points, including recovery rates, FDCPA compliance history, and complaint volume, so the shortlist we hand you has a record in collections specifically.

Our collections partners work both consumer and commercial portfolios, and they use cloud-based dialing to actually reach people. Once connected, they handle the conversation with the sensitivity these situations require. Every partner operates under identical commercial terms with us, so our bias is to the ones that perform. Zero cost to you.

Our collections agencies have direct experience in the following industries:

Retail Company Exceeds KPI Goals through the Holiday Season

Find out how a major retailer exceeded KPI goals during the busiest months of the year by working with one of our call center partners.

Full Case Study